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YouTubeSusheel The Finance Guru
What Is IIR? Why Banks Reject Loans on High IIR😲
Can your loan get rejected even if your salary is good? Many people don’t know that banks use a simple ratio called IIR (Installment to Income Ratio) to decide loan approval. In this short video, you’ll understand: What is IIR in banking How banks calculate IIR Why high IIR makes a loan risky A simple real-life example explained through a ...
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